Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products. It may be possible to reopen a closed credit card account, depending on the credit card issuer, as well as why and how long ago your account was closed.
What happens if I reopen a closed account?
When you reopen a closed account, the original terms of your account may have changed. For example, your interest rate and annual fee may now be higher. It's best to find out about any rate changes before you reopen the account to determine whether the cost is worth it.
What if a credit card issuer refuses to reopen my account?
If the card issuer refuses to reopen your account, you can search for a new credit card. Keep in mind that if the account was closed due to late payments or other problems that affected your credit score, it may be more challenging to find a new card.
